LegalDisclaimer

LEGAL DISCLAIMER

This Legal Disclaimer explains the extent of the warranties and liabilities of BYR Insurance Brokers Private Limited (“BYR”) in respect of the Service provided by them through the website policyfy.com.

BY USING THE SERVICES OFFERD BY BYR, YOU AGREE AND ACKNOWLEDGE THE TERMS OF THIS LEGAL DISCLAIMER.

Please review the following carefully so that you understand the extent of warranties and Liabilities of BYR in respect of the Service. If you do not agree to this, do not use any of the Services offered on policyfy.com. In addition, please review the Terms and Conditions, which may apply to your use of the website at the online resource “Policyfy.com”. This Legal Disclaimer is incorporated by reference into the applicable Terms and Conditions.

DISCLAIMER OF WARRANTIES

You expressly understand and agree that:

  • Your use of the service is at your sole risk. The service is provided on an "as is" and "as available" basis. BYR and its subsidiaries, affiliates, officers, directors, promoters, senior management, employees, agents, partners and licensors expressly disclaim all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
  • While BYR has taken and will ensure due care and caution in shortlisting and offering the plans and offers suited for your requirement, based on information disclosed by you, you agree and acknowledge that BYR and its subsidiaries, affiliates, officers, employees, agents, partners and licensors make no warranty that (i) the service will meet your requirements; (ii) the service will be uninterrupted, timely, secure or error-free; (iii) the results that may be obtained from the use of the service will be accurate or reliable; (iv) the quality of any products, services, information or other material purchased or obtained by you through the service will meet your expectations; and (v) any errors in the software will be corrected.
  • Any material downloaded or otherwise obtained through the use of the service is accessed at your own discretion and risk, and you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.
  • You understand that insurance is a subject matter of solicitation and market risks. While BYR has taken and will ensure due care and caution in shortlisting and offering the plans and offers suited for your requirement, based on information disclosed by you, you agree and acknowledge that it is your responsibility to understand the limitations of insurance policies / plans offered by the third parties on the Policyfy.com and the risks involved, and under no circumstance, form or manner, the BYR shall take any liability in such cases. You are requested to read the subject and offer documents carefully. The information provided on the portal is for financial and insurance purposes.
  • No advice or information, whether oral or written, obtained by you from the BYR or through or from the service shall create any warranty not expressly stated in the Terms and Conditions.
  • You are hereby informed that the BYR is not the agent, corporate agent, related party or intermediary of the insurers, whose products are dealt with in the Policyfy.com/ Service. BYR is also not the sub-agent or sub-intermediary of the agent and intermediary of the respective insurers. It is made abundantly clear that BYR, its directors, shareholders, officers and employees are in no way responsible to or liable for any one for his/her investment decision, and every prospect/ investor/policyholder shall be solely responsible for the consequences of his/her decision

LIMITATION OF LIABILITY

You expressly understand and agree that BYR and its subsidiaries, affiliates, officers, directors, promoters, senior management, employees, agents, partners and licensors shall not be liable to you for any direct, indirect, incidental, special, consequential or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if BYR has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the Service; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the service; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the Service; or (v) any other matter relating to the service.

NO THIRD-PARTY BENEFICIARIES

You agree that, except as otherwise expressly provided in this Terms and conditions, there shall be no third-party beneficiaries to this agreement.

CHANGES TO THE PRIVACY POLICY

From time to time, BYR may update this Legal Disclaimer to be in accordance with the prevalent law and reflect best industry practices. Any changes will be effective immediately upon the posting of the revised Legal Disclaimer. We encourage you to periodically review this page for the latest information.