There is no such place like home in the entire Universe. After all, it is a place where you and your loved ones can rejoice, you can protect your home with Home insurance also known as property insurance or homeowner insurance covers the unexpected loss or damage caused due to theft, natural calamity, fire accident, etc. A home insurance policy can cover your own house, rented house, apartment or luxury mansion as well. There is no denying of the fact that house insurance is a must, however, there are other benefits and riders to buying such a policy that will add convince you totally. Have a look below:
Get comprehensive coverage to both content and structure of your home.
Secure your assets from any mis-happening.
Buy home insurance policy at comparatively lower premium rates than other insurance policies.
Reduce stress and tension level for you’ll have a home insurance to fall back to, in case of unforeseen circumstances.
Timely insurance payouts allow families to go through rebuilding process quickly, helping them to move on and get back to their normal daily lives.
Aircraft damage
Fire
Riot, strike
Storm, cyclone, flood
Missile testing operations
The policy offers coverage against loss or damage to any of the insured property. However, many policies do not cover flood or overflow of the sea, rivers and lakes due to earthquake.
The contents of home are also covered against burglary or theft. The coverage will also be extended to silver articles, jewellery, precious stones and other valuable items, provided these are kept in a locked safe within your home premises.