Disclaimer:-

THE MATERIALS AND INFORMATION ON THIS SITE OR APP OR BROCHURE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED.

POLICYFY is a registered corporate agent under a division of (BYR INSURANCE BROKERS PVT LTD) of third party insurance products of HDFC ERGO, BAJAJ ALLIANZ, RELIANCE GENERAL, NIVA BUPA, MANIPAL CIGNA, ICICI LOMBARD, DIGIT GENERAL INSURANCE, CARE, IFFCO TOKIO, TATA AIG, CHOLA MS, SBI GENERAL, under the IRDAI composite CA registration license / number IRDA REG No 547 & GST REGISTRATION NO 07AADCA9311NIZI.

POLICYFY and any related, affiliated or subsidiary companies disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchant ability and fitness for a particular purpose. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. All information contained on any page is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters, and accordingly assume no liability whatsoever in connection with its use. In no event shall Policyfy and its related, affiliated and subsidiary companies, be liable for any direct, indirect, special, incidental, or consequential damages arising out of the use of the information herein. Consult your own legal or tax advisor with respect to your personal situation. Tax benefits are subject to changes in the tax laws. Any such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor. Policyfy does not provide Tax advisory services.

Policyfy intends to deliver the clear and fair information about their insurance products and services. The information and data are generic in nature. Our efforts are to offer unbiased, accurate and responsible data to the best of our ability. We are however, in no manner or form responsible for any discrepancies in the data published on our website/ mobile application.

Further, Insurance is the subject matter of solicitation. It is the proposer’s/customer’s responsibility to provide complete and accurate information to the agency. This includes but is not limited to the types of coverage desired, coverage limits, deductible amounts, and the types of risk the client is willing to accept. It is the client's responsibility to review all policies and forms to confirm the accuracy and that they have been prepared in a manner so desired by the proposer’s/customer’s. It is the responsibility of the insured/ proposer/customer to understand the limitations of insurance policies and the risks involved, and under no circumstance, form or manner, do we take any liability in such cases. The information provided on the website/portal/ mobile application is for financial and insurance purposes.

There is no intention or purpose of violating any intellectual property or ancillary rights. All information provided on the website/portal/ mobile application. Policyfy is subject to its discretion and is likely to change without any notice. Though, any changes in public utility will be communicated on our website/portal/ mobile application.

Although we have tried to maintain high standards in quality, clarity and accuracy of the material posted on the website/portal/ mobile application. Policyfy is not legally responsible for the same in any manner what so ever.

Employees, partners and associated staff of Policyfy are not accountable for any loss, harm or damage that occurs or may occur or arise from the usage of information from the website/portal/ mobile application. Proposers /customers are advised to use their own discretion in such matters.

Insurance products are obligations only of the Insurance company. They are not bank deposits or obligations of or guaranteed by Policyfy or any of its affiliates or subsidiaries or any Governmental agency. All claims under the policy will be solely decided upon by the Insurance Company.

You hereby agree and confirm that you shall be solely responsible for the authenticity of the document uploaded here. We are acting only as a facilitator and claim acceptance or rejection is the sole discretion of the insurer/customer.

Policyfy or any of their affiliates and group entities hold no warranty and do not make any representation about the insurance, the quality of claims processing and shall not be responsible for claims, recovery of claims, or for processing of or clearing of claims, in any manner whatsoever.

The information provided by you will form the basis of the insurance policy, and that the policy will come into force only after full payment of the premium by the respective Insurance Company.

You declare that you will notify in writing any change occurring in the occupation or general health of the life to be insured/proposer after the proposal has been submitted but before communication of the risk acceptance by the Insurance Company. You authorize Policyfy to share information of your proposal/Insurance Company including the medical records of the insured/ proposer/customer for the sole purpose of underwriting the proposal and/or claims settlement with the Insurance Company and with any Governmental and/or Regulatory authority, as and when required.